Updated: 26 Aug 2022, 12:11 AM IST Soumick Majumdar Punjab National Bank has launched a new feature of overdraft on fixed deposits on PNB One app. Overdraft facility will be availed only through OTP in the app. 1/6Punjab National Bank (PNB) announced several new features like pre-qualified credit card, insurance coverage etc. File photo: PTI (PTI) 2/6The new facility will be given to salary account holders only. They can apply for it through mobile banking app PNB One, website or internet banking services. Photo: PTI (PTI) 3/6PNB will provide this service through two platforms – RuPay and Visa. File photo: Twitter (PTI) 4/6Punjab National Bank has also introduced a new feature of overdraft on fixed deposits on the PNB One app. Overdraft facility will be availed only through OTP in the app. File photo: Twitter (PTI) 5/6Through the app, customers can take loans without visiting a bank branch. A 0.25 percent interest rate discount will also be offered when applying through the PNB One digital platform, the bank’s statement said. (Photo courtesy Reuters) (PTI) 6/6That is, like other banks, the state-owned bank is gradually emphasizing on digital banking keeping the future in mind. File photo: Mint (PTI)